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Silvia Marcela
Silvia Marcela H. G., 29, lives in the Medardo Andino neighborhood. She lives with her boyfriend, and she has two small children. Part of her plan is to remodel her house.

For three years she has been selling natural cold drinks. Another part of her plan is to expand her place of sales and to diversify the products she offers.

She is now experiencing family problems because she lost her mother. Her mother supported her economically, and she watched the children while Silvia was at the university. Because of this she stopped her studies in order to devote all of her time to selling and to her children.

She is asking for this loan to buy construction materials to expand and build the roof on her house.
View original language description ↓
La señora Silvia Marcela H. G., tiene 29 años de edad vive en el Barrio Medardo Andino, vive acomcompañada por su novio y es madre de dos niños pequeños y dentro de sus planes estan la remodelación de su vivienda ella se dedica desde hace 3 años a vender frescos naturales y dentro de sus planes tambien esta la ampliacion del local de venta y la diversificacion de los productos que ofrece, ella en estos momentos atraviesa por problemas familiares debido a que perdio a su madre quien era la que le apoyaba economicamente y a supervisarle a sus niños mientras estaba en la universidad, tras esto dejo de estudiar para dedicarse a tiempo completo a la venta y a sus hijos, ahora ella solicita este prestamo para comprar materiales de construcción para la ampliacion y compuesta del techado de su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 48
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Silvia Marcela buy construction materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 25, 2010
Jan 27, 2010
Currency Exchange Loss:
Dec 15, 2010