A loan of $4,050 helped a member flour mill, a blender, a mixer and save the rest for an industial-sized oven.


Sueños De Emprendedores Group's story

The members of the village bank “Sueños de Emprendedores” (Entrepreneurs’ Dreams) are from Nueva Imperial. Nueva Imperial is located near the city of Temuco, which is the capital of the Araucania region, 670 kilometers (approx. 415 miles) south of Santiago (Chile’s capital). This area has several lakes and a very distinctive flora and fauna. It is also important to note that 50% of this region is of the Mapuche indigenous group, the largest indigenous group in Chile.

This village bank’s members principally work in the following sectors: baking food and selling clothing and bazaar items, which they sell out of their homes and from small shops.

Maria Luisa is the president of “Sueños de Emprendedores” and in the photo above, she is pictured in the second row, dressed in a black, sleeveless dress with one of her hands raised. She works at a bakery, where she makes alfajores (a pastry filled with sweetened, condensed milk), cakes, and puff pastries. Depending on the time of the year, Maria Luisa also makes pastel de choclo (corn cake, a common Chilean dish) stuffed with potatoes and humitas (made of corn and similar to Mexican tamales).

Maria Luisa plans to invest this loan in purchasing a flour mill, a blender and a mixer, and she plans to save the rest to put toward an industrial-sized oven. Her dream is to have an established business that provides her with economic stability so that she can dedicate time to herself and her other priorities, such as her children, their studies and her father who is gravely sick.

For Maria Luisa, Kiva's partner Fondo Esperanza has been very important, not only in its financial assistance but in her village bank, because she has had much help from the other members who helped her overcome depression.

In this group: María Luisa , Miriam , Ángela , Greisnery , Yaneth , Nataly , Enriqueta , Elizabeth , Valentina , Ruth , Norma , María Elena , Ema , Rosa , Teresa , Aurora , Inés , María Elizabeth , Rose Marie



Loan details


Lenders and lending teams



Loan details