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Bela D., 36, lives in Semyonovka. She has worked at a local school for five years as a librarian. Bela lives with her husband, son and daughter in a private house. During the last 10 years she and her husband have also been busy as farmers. They have some cows and a calf. All of the profits from farming are spent to meet the family's needs. Bela asks for 1.100.000 AMD loan to buy some sheep and fodder for her farm animals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 377.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,925 helped Bela buy sheep and fodder for her farm animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jan 22, 2010
Feb 1, 2010
Currency Exchange Loss:
Aug 16, 2012