A loan of $900 helped a member to buy more bales of secondhand clothes.


Eseza Tumugirwa ‘S Group's story

Eseza is a 34-year-old married woman with five children between the ages of 10 and 20. All her children go to school. Eseza takes care of additional family members. She rents and lives in a two-room house with five people. The family has access to electricity and piped water and gets three meals a day.

Eseza owns a stall where she sells secondhand clothes. She incurs transportation costs to and from buying the clothes at the Owino Market, one of the busiest markets in Uganda. She works in a semi-urban area on the outskirts of Kampala. She works seven days a week. She receives an average of thirty customers a day and sells to all categories of people, both on a retail and a wholesale basis.

Her greatest monthly expenses include feeding the family, paying school fees for her children, and paying rent for her business and her residence. Her major business challenge is the rainy season, which hinders her customers' ability to reach her because she works in a muddy place.

Eseza has been in this business for ten years and with the Kiva field partner, MCDT (Micro-Credit for Development and Transformation), for eight years, now servicing her 16th loan, working with the same group mates. Eseza joined MCDT because it was near her home and was working with poor women.

She wants to use this loan to buy more bales of secondhand clothes. She hopes to see her business grower bigger so she can sell on a wholesale basis only.

In this group: Eseza , Margret , Janifer , Prossy



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Loan details