A loan of $125 helped to invest in expanding the business.


Darlena's story

Darlena D. is from the village of Naawan, Misamis Oriental. She is 40 years old. Darlena is married and has three adult children. To make a living, Darlena makes and sells food. The main source of income for the business comes from selling snacks and other delicacies in the local community. Darlena has been engaged in her business for over a year and earns approximately 3,000 Philippine pesos a month for these activities. In 2009, Darlena joined HSPFI, a Kiva partner, to gain access to financial services to help improve her living situation and ability to engage in business activities. Darlena is requesting a new loan of 5,000 PHP, which will be used to invest in expanding the business. This will be the first loan taken out by Darlena from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details


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Loan details