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Elsa D. is from the village of Digkilaan in Iligan City. She is 39 years old. Elsa is married and has 4 school-aged children. To make a living, Elsa owns and operates a sari-sari (variety) store where she sells a variety of food and daily-use products in the local community. Elsa has been engaged in her business for over 12 years and earns approximately 3,500 PHP a month from these activities.

In 2010, Elsa joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Elsa is requesting a loan of 5000 PHP to purchase more products to sell. This will be Elsa's first loan from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the borrower's business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 455
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD