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Elcides Benjamín
Sr. Elcides Benjamín C. C. is originally from the community of Guaruma in the city of San Juan de Limay, Department of Estelí. He is a farmer and rancher who is requesting a loan to maintain his farmland. During this time of year, he has to clear all the fields where is animals graze and repair the fences around his property to keep them in good condition. Elcides wants to make further improvements. He has worked as a farmer and rancher for more than ten years. His father taught him this trade and is now completely devoted to this way of life. He possesses 170mz of land (approximately 294 acres) and has a total of 39 animals that he bought and raised through his own efforts. He previously received a loan to acquire a solar panel, which has been very useful since his place does not receive electricity.

Elcides expects this loan will be of great help because much work needs to be done. He is married and has one child who is still too young to attend school. He still lives at home with his parents.

This is the second loan Elcides has received from CEPRODEL within the past year. He hopes to continue working with the organization since the loan he already received was a great help. Elcides wants to make further improvements to his farm and hopes that CEPRODEL will continue to be of service.

View original language description ↓
El señor Elcides Benjamín C. C. es originario del municipio de sanjuán de Limay comunidad la guaruma del departamento de Estelí , se dedica principalmente a la agricultura y ganadería el usara el crédito para mantenimiento de su finca ya que en esta época el limpia todos sus potreros donde repasta los animales y repara los cercos para mantener en buenas condiciones la finca el actualmente quiere hacer mejoras se dedica a esta actividad desde hace mas de 10 años ya que su papa le enseño a trabajar en este rubro y se a dedicado a esta actividad el tiene 170 mz de terreno y un total de 39 animales el cual a venido comprando y mejorando a través de su propio esfuerzo anteriormente se le financio un panel solar el cual es de mucha utilidad par el ya que en su lugar no hay luz eléctrica.

Elcides espera ayudarse mucho con el crédito ya que actualmente lo necesita para hacer sus labores el es casado y tiene 1 hijo menor de edad el todavía no esta en edad escolar sus padres están bajo la responsabilidad de el y viven en la misma casa

Este es el segundo crédito que Alcides tiene con ceprodel en un periodo de un año el desea seguir trabajando con ceprodel ya que se a ayudo mucho con el crédito y quiere mejorar su finca y desea que ceprodel le brinde el servicio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Elcides Benjamín maintenance of his farm (purchase barbed wire & pay for labor to clear his land).
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
At end of term
Jan 21, 2010
Feb 1, 2010
Currency Exchange Loss:
Apr 15, 2011