A loan of $4,675 helped a member working Capital.

Las Estrellitas Group's story

The group "Las Estrellitas" (The Little Stars) is represented by Herminia and includes 14 members who are going through their second loan cycle. All the members of the group are mothers and fathers, so their children are their primary concern, especially their education and future. Many of these members have more than one job to cover the necessities for their children, since they have a lot of obligations. That is why they are requesting this loan to give them working capital so they can buy ingredients, merchandise, materials, and tools to help them improve their finished products and improve their businesses. This way, they will have better incomes that will translate into a better quality of life for their families.

The majority of these members sell food, either in a market, in the evenings in their neighborhoods, or on weekends in local fairs. Others are weavers, or sell bread, soda and drinks, or provide public transportation in urban areas. For example, Herminia sells vegetables in the central market, and at night she sells hamburgers in the entrance of her home. She has to support her three children alone, since she is divorced. But she doesn't lack anything; she is able to provide for her children to help them get ahead, since she wants them to become professionals and have a better future.

Competition is high in these commercial areas, but these members know how to get ahead. They are entering their second loan cycle, having demonstrated responsibility, honesty, and eagerness to get ahead by working to improve their quality of life and that of their families.

In this group: Herminia, Felicia, Franflin, Juana, Alberta, Juana, Sara, Maria, Julia, Santos, Cirila, Martha, Elena, Teodora

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Translated from Spanish by Kiva volunteer Rebecca Iverson

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