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Francess A. is a business woman who rents a drug store at a major lorry park (transport station) called New London in Bo. She has two years of experience in this business. She has a shop assistant who she pays on a monthly basis to help run the business. Francess is married to a clergy man.

She also works with a non-governmental organization as an administrative and finance officer and she has a degree in accounting.

She is requesting a loan to increase her stock to better meet her customers' demands. The cost is high due to the exchange rate in purchasing pharmaceuticals from Guinea

She hopes to use the proceeds of her loan to pay the fees of her two children and dependents.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,875.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Francess to buy drugs for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 26, 2010
Currency Exchange Loss:
Aug 15, 2010