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Ramiro is a new client. He is married and has three children. He returned to the country a year and a half ago from Argentina. He went looking for better days for himself and his family. He returned with the experience of having worked within the field of sewing. He learned a lot, and he brought his experience back with him. He now has his own shop with four machines, and he provides employment for other people.

It was not very good for him in the foreign country because they did not pay them as they should have. That is why he decided to return from there. For the time being you can find him at the market winning customers little by little. His shop is not very well known yet, but he is planning on making it grow.

His dreams are to grow in the market, have better conditions to face the competition, and to be very well known. His second dream is to buy a house and give his family better living conditions. In the future he will be entering the border markets like Brasil and Argentina.

The loan is to buy a new sewing machine.

He is grateful to Emprender and Kiva for the confidence given in granting the loan.
View original language description ↓

El Sr. Ramiro es un cliente nuevo, casado tiene 3 hijos, volvió al país hace 1 año y medio de la Argentina fue en busca de mejores días para el como para su familia, regreso con la experiencia de haber trabajado dentro del rubro de la confección , aprendió mucho , experiencia que se trajo de allá, hoy en dia cuenta con su propio taller donde tiene cuatro maquinas, dando empleo a otras personas.
No le fue muy bien en el país extranjero porque no le pagaban como debía de ser por eso decidió volver de allá, hoy por hoy se encuentra ya en el mercado ganando clientes poco a poco, aun no es muy conocido su taller pero esta en proyección para crecer.

Sus sueños son crecer en el mercado teniendo mejores condiciones para afrontar a la competencia y ser muy reconocido segundo comprarse una casa y dar mejores condiciones de vida a su familia. En un futuro estará incursionando en el mercado de las fronteras como Brasil y Argentina.

El destino del credito es para comprarse una nueva maquina de coser.

Esta agradecido con Emprender y kiva por la confianza brindada en la ororgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 119
    View loans »
    Bolivia Loans Fundraising
  • $36,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ramiro buy a new sewing machine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 28, 2009
Feb 1, 2010
Currency Exchange Loss:
Oct 15, 2010