A loan of $275 helped buying more stock of assorted fruits and vegetables.

Alberto's story

Alberto T., 53, is making sure that his family has enough provisions for their daily needs. Married to Melba T., he is blessed with three children. He is making sure that his family will have a better future. He has been selling fruits and vegetables for more than a year.

Alberto has been a regular member of Center for Community Transformation* (CCT) for more than a year now. He regularly attends their weekly fellowship meetings and pays his weekly dues consistently. Because of his good repayment performance with his previous loans, he was able to borrow a few times in CCT’s Cooperative, a Kiva partner. He is consistent in paying his dues because he used the money he borrowed to buy assorted fruits and vegetables from wholesalers. His business lets him earn a profit of 15,000 Philippine pesos per month.

Now with your help, he would like to apply for a PHP 12,000 loan. This amount will be used as a source of added capital to his expanding business by allowing him to buy more stock of assorted fruits and vegetables.

He dreams that his earnings from his business will continue to grow so that he can continue to finance his children's education until they finish college.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.

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