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Mrs. Top Lach Village Bank Group
In this Group: Tob, Srim, Savoen, Phall, Son, Phorn, Phai, Saven, Chheng, Kem Lee, Kea, Tha, Sokry, Sroe, Phorn
Mrs. Top L. lives in Thma Sa village in Takeo province. She is a village bank president for a group that consists of fifteen members who receive individual loans but are bound by a group guarantee, located in Kbal Kaoh village, Kandal province. She is a mother of two children, one of whom is a laborer while other is a student in the local school.

She and her husband, Mr. Tuy Doang, are farmers who own a 1.5-hectare field to cultivate both rice and vegetables. They face a problem because their field is infertile, and is located far from an irrigation system. Therefore, Mrs. Top L. has asked for a loan to buy fertilizers and gasoline to support her farming.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,157.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Top Lach Village Bank Group's $1,975 loan helped a member to buy fertilizers and gasoline to support farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Feb 1, 2010
Currency Exchange Loss:
Feb 15, 2011