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Hilda Q. and Doris Calderon belong to a village bank called “Solidaridad,” which means “Solidarity”. As part of the village bank, they receive a loan together and the responsibility for repayment rests on both of them. They are asking for a total loan of US$ 850 which will be divided between them.

Hilda Q. D. C. owns a wonderful little “panadería” (bakery) close to the main plaza in Ayacucho. 300-400 loaves of fresh breads and sweets are baked every morning and every evening. Types of bread incluD. “francés”, “bizcochos”, “chapla”, “wawa,” and “pionono”. Chapla is the most popular bread all year round, being a traditional food of the Peruvian highlands. It resembles an English muffin, but it has a hollow insiD.. People eat it with jam, butter, cheese, vegetables, or meat. The large chapla is sold for 0.20 nuevos soles ($0.07), while the small chapla is sold for 0.10 nuevos soles ($.04). From August to October, Pan D. "Wawa" (baby in Quechua), an infant-shaped bread that is meant to be consolation for women who became pregnant during Carnaval in February, is very popular.

Hilda begins her day at 5 am and finishes at 7pm. She works in the bakery with her husband of five years and her mother and sisters. Her two children both attend school. Hilda and her friend, Doris, are asking for a loan of US$ 850 to share. Hilda plans to use her share of the money to purchase flour, butter, sugar, and other materials to create new varieties of breads and sweets for her customers to try.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Hilda to purchase flour, butter, sugar and other materials to create new varieties of breads and sweets for her customers to try.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 13, 2007
Aug 30, 2007
Currency Exchange Loss:
Jan 13, 2008