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Kagarama Group, Ntungamo
In this Group: Alaisa, Fatiya, Siragi, Abdallah, Fred, Julius*, Saidi, Rhona, Lillian, Jennipher, Jovia
* not pictured
Alaisa N. is the leader of her lending group in Ntungamo. A hard-working, focused and determined lady who is the married mother of four children aged 20 to 7 years, all in school, Alaisa has sold second-hand clothes for five years. She is able to make 70,000/= as weekly profits although her business is faced with challenges including the poor seasons, high transport costs and the accidents that occur as traders move from one market to another almost every day. She ensures that she has a variety of clothes for sale and hopes for more business expansion plus the ability to educate her children and accumulate assets. Alaisa needs a loan to be able to buy more clothes for resale.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,960.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kagarama Group, Ntungamo's $3,225 loan helped a member buying more clothes for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 28, 2009
Jan 25, 2010
Currency Exchange Loss:
Sep 15, 2010