Amelita P. is a 39-year-old married woman who lives in Mohon Barangay Binicuil, Kabankalan City, Negros Occidental. She earns her living by operating a photocopying business. She currently has four photocopiers and wants to use her loan to put a down payment on a fifth.
Amelita’s husband, Demetrio, works as a part-time driver and also helps the business. They have six children between the ages of 4 and 13. Four of her children are currently going to school and also help their parents in the business as part of their daily chores.
Amelita P. joined NWTF-Project Dungganon in 2004 with the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD, a Kiva partner, she has been able to increase their family income. Now she earns an average monthly income of 30,000 Philippine pesos from her business activities.
Amelita P. is a NWTF-PD member in good standing. Her previous loan of Php 19,500 was used to fund operations of her photocopier business and it had a positive impact on both the business and the family’s living conditions. Now she is borrowing, for her 10th loan, the amount of Php 20,500, which she intends to use as a down payment for an additional photocopier unit.
Amelita P. is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.