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Alicia Q. is a 35-year old married woman who lives in the village of Brgy Binicuil, Kabankalan City, Negros Occidental. She earns her living by food vending, pig fattening and selling ice candy.

Alicia’s husband Pepito Q. helps his wife in running the businesses. They have 4 children who are between 10 mos and 16 years old. Three of their children are currently going to school and also help their parents in the business as part of their daily chores.

Alicia Q. joined NWTF-Project Dungganon in 2000 in the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD she has been able to increase their family income by engaging in food vending, pig fattening and ice candy business. Now she earns an average monthly income of Php 35,000 from her business activities.

Alicia Q. is a member in good standing. Her previous loan of Php 15,000 was used to fund operations of her food vending and ice candy, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing her 16th loan, in the amount of Php 19,000, which she intends to use on food vending, pig fattening and ice candy. Alicia Q. is working hard to achieve her dreams and aspiration for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 532
    View loans »
    Philippines Loans Fundraising
  • $69,842,450
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Alicia additional working capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 19, 2010
Jan 22, 2010
Currency Exchange Loss:
Aug 15, 2010