A loan of $2,000 helped to purchase new fabrics in order to increase the range of her goods.

Muharram's story

Muharram is a lovely 27-year-old woman who lives with her three children. She runs a small fabrics-selling business where she offers at the market a variety of types of fabrics for different tastes and ages. Muharram is asking for this loan so that she can buy a larger quantity of goods. The extra capital will enable her to expand her merchandise and thus improve her business and increase her profits.

Muharram’s dreams are to have her own large store one day but most importantly, to enable her children to have a better future, once they start to study at school, then university, become professionals, and lead healthy and comfortable lives. On behalf of Muharram and everyone here at IMON International, thank you for your support!

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Loan details

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Loan details