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Valerie is 42 years old and is married with four children with ages between 4 and 12 years. Valerie and her family live in Nyamagabe, in the Southern Province of Rwanda.

Valerie has been in the business of studio photography for the past ten years and she is still in the same profession. Her studio is open from 6 a.m. to 6 p.m. every day. She employs two people in her studio and she hopes to see her studio become extremely expanded.

Valerie says her goal is to expand her studio through purchasing some additional equipment including a machine to be used in printing out the photos. She is requesting a Kiva loan via Vision Finance Company so that she can achieve this goal.

If her plan is successful, Valerie hopes to build a secure future for her family as well as reinvesting some of her earned profits in the business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 570.7
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Valerie to buy some additional equipment including a machine to be used in printing out the photos.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 22, 2010
Jan 22, 2010
Currency Exchange Loss:
Oct 16, 2010