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Febelita B. was born in the town of Tanay, Rizal, in the Philippines. She is 46 years old and is married to a fisherman, Edgardo. She and her husband have three children: two in college and one in high school.

Febelita and her husband come from very poor families. They realize that their lack of education has led to their poverty, and they want a better life for their children. The couple has a strong belief not to be affected by poverty; instead they are inspired to work hard for their children.

Febelita joined ASHI (Ahon sa Hirap Inc.), a Kiva partner in the Philippines, in 1995; since then, she has grown to love the organization. ASHI helped her in the start-up of a business, enabling her to support her husband in their daily expenditures.

Febelita and her husband have been in the fishing business for more than ten years. She now proposes that her eighth loan of Php 25,000 be used to continue their fishing business with the support of her husband. She will purchase assorted equipment for her fishing business like fishing net, rope, and bamboo. The remaining loan will be use to pay for a cow for additional income.

Febelita hopes that this business will be the source of income to finance the needs of her family and to provide a comfortable house to live in. She is very thankful to all members of ASHI for educating her, especially in dealing with other people, generating an ability to accept new challenges in her life, and helping her to achieve her dreams and improve their standard of living.

Febelita is grateful to the ASHI-Kiva partnership for supporting people like her who want to get out of poverty and get ahead. She hopes that the partnership continues this way for a long time and helps many poor families.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 352
    View loans »
    Philippines Loans Fundraising
  • $70,736,800
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Febelita to purchase equipment for her fishing business and to buy a cow for additional income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 22, 2010
Currency Exchange Loss:
Feb 15, 2011