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Phun K., 45, is married and lives with her two school-aged children in Takeo Province, Cambodia. K.'s business is selling brooms in the city, earning an income of US $3 per day. She has been in this business since 1998. Her husband sells brooms as well, earning US $3 per day. He travels everywhere in his province to sell his broom products. K. and her family members try to work hard and help each other to ensure a good standard of living for the family. They are seeking to improve their businesses as well as cover their necessary daily expenses. Therefore, K. is requesting a loan of US $1000 from CREDIT, Kiva’s partner. She wants to use the loan to buy cows to plow her rice field and to transport the rice to store at home. This is her first loan from CREDIT. (Her husband is pictured here.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phun purchase cows to help plow rice field and transport rice.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 14, 2010
Jan 22, 2010
Currency Exchange Loss:
Jul 15, 2011