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Luis Manuel
Luis Manuel lives with his parents in the San Antonio neighborhood, 15 kilometers from Nueva Guinea. Although he isn't married yet, he is a very responsible young man who helps his parents with family expenses. For the last four years he has been an elementary school teacher and he is currently studying to get his bachelor's in education; he loves his work. He is an unassuming, very responsible young man who wants to continue to study. He is grateful to AFODENIC because his last loan allowed him to buy a plot of land in Nueva Guinea's urban zone. He will use this funding to build a room on the lot so as to begin to build his own house bit by bit. He dreams with having a spacious, pretty home in the future and to continue to work and get ahead with his various projects.
View original language description ↓
El joven Luis Manuel vive con sus padres en colonia San Antonio a 15 kilometros de Nueva Guinea, y aunque aun no se ha casado es un joven muy responsable y le brinda apoyo a sus padres con los gastos familiares, se desempeña como docente de primaria desde hace cuatro años, actualmente esta estudiando una licenciatura en ciencias de la Educaciòn ya ama su trabajo, el se caracteriza por es un hombre humilde , responsable con muchos deseos de seguir estudiando, El se siente agradecido con la Institución de AFODENIC ya que con el credito anterior logro comprar un solar en la zona urbana de Nueva Guinea, y este credito lo desea para comenzar la construccion de un cuarto en este solar y poco a poco tener su propia casa, sueña con tener en el futurouna vivienda amplia, bonita y trabajo para salir adelante con todos sus proyectos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Luis Manuel to build a room.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 22, 2010
Currency Exchange Loss:
Dec 15, 2010