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Phourng P., 45, is married and lives with his four children in Phnom Penh City, Cambodia. P. is in a business as a real estate agent. He provides services to people who want to buy or sell their land in the province. He is able to earn an income of USD 12 per day. His wife grows morning glories as food for sale, earning an income of USD 7 per day.

P. and his family members try to work hard and help each other to ensure a good standard of living for the family. And they are seeking to improve their businesses as well as to cope with their daily necessary expenses. Therefore, P. is requesting a loan of US$ 800 from CREDIT, Kiva’s partner. He wants to use the expected loan to buy more morning glory seeds to produce more output. This is his first loan from CREDIT.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phourng buy morning glories seeds to grow more vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2010
Jan 21, 2010
Currency Exchange Loss:
Feb 15, 2011