A loan of $325 helped to purchase new items to expand product offering.


Marissa's story

Marissa T. owns and operates a sari-sari (variety retail shop) selling food and daily use products in her community. She is married and has one school-age child. They are from the village of Langcata-on, Pangantucan, Bukidnon. Marissa has been in her business for over seven years and earns approximately 4,000 Philippine pesos (PHP) a month.

In 2008, Marissa joined HSPFI to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Marissa has successfully repaid a previous loan of 11,000 PHP from HSPFI. Marissa is requesting a new loan of 14,000 PHP which will be used to purchase new items to expand her product offering. This will be her 4th loan from HSPFI. She plans to use the additional revenue to improve and expand her business.

About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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