A loan of $225 helped to repair a transport vehicle used in the business.

Epefania's story

Efepania S. is from the village of Caputol. She is 59 years old. Efepania is married and has 1 adult-aged child. To make a living, Efepania and her husband (in the pictured) owns & operates a motorcycle transport for rent business in the services sector operating a service-based business. While not the only means for generating revenue, the main source of income for the business comes primarily from providing for rent motorcycle transport to local community members. Efepania has been engaged in her business for over 3 years and earns approximately 3000 PHP a month for these activities.In 2000, Efepania joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Efepania has successfully repaid a previous loan from PMPC.

Efepania is requesting a new loan of 10000 PHP which will be used to invest in expanding the business. This loan will be the 18th loan taken out by Efepania from PMPC. She plans to use the additional revenue generated from the business to supplement the family's income.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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