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Paublo Ramón
Paublo Ramón S. C. has worked with Ceprodel for seven years and during this time been able to improve the conditions of his house with the eleven loans he has negotiated.

He is married with three school-age children.

The requested loan is to purchase bricks for his house in order to improve living conditions for his children, who still depend on their father's support.

Paublo says that thanks to the loans offered by Ceprodel he has continued improving his home.

View original language description ↓
El señor Paublo Ramón S. C., ha trabajado con Ceprodel durante siete años y en ese lapso ha logrado mejorar las condiciones de su vivienda con los once créditos que ha trabajado con Ceprodel.
Esta casado con tres hijos y estos se encuentran en edad escolar.

El crédito solicitado es para la compra de ladrillos para su vivienda con el fin de darles un mejor estilo de vida a sus hijos que tanto requieren del apoyo de su padre.

Paublo dijo que gracias a los préstamos otorgados por ceprodel ha venido mejorando su casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Paublo Ramón home improvements and expansion.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 21, 2010
Currency Exchange Loss:
Jun 15, 2011