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Manuel Salvador
Manuel Salvador E. V. works as supervisor of the custodial staff at the Iván Montenegro commercial market. He has negotiated loans with Ceprodel for seven years and over this time was able to improve the conditions of his home with the nine loans he received.

He is married and responsible for three children, who are all in school.

The loan requested is to purchase bricks for his house, to improve his children's quality of life.

Manuel says that that the loans offered by Ceprodel have greatly helped him in improving his home.

View original language description ↓
El señor Manuel Salvador E. V., labora como supervisor de los higienista en commema mercado Iván Montenegro, ha trabajado con créditos con Ceprodel durante siete años y en ese lapso ha logrado mejorar las condiciones de su vivienda con los nueve créditos que ha trabajado con Ceprodel.
Esta casado tiene tres hijos a su cargo y estos se encuentran en el colegio.
El crédito solicitado es para la compra de ladrillos para su vivienda con el fin de darles un mejor estilo de vida a sus hijos.
Manuel dijo que gracias a los prestamos otorgados por ceprodel le han ayudado mucho en el mejoramiento de su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,421,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Manuel Salvador home improvements and expansion.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 21, 2010
Currency Exchange Loss:
Jul 18, 2011