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Eddy Manuel
Eddy Manuel G. works as a security guard in the Nicaraguan-German Training Center (CECNA). He has worked with Ceprodel for a year, and in this time he has improved his home with Ceprodel loans. He is married with four children, two of whom are school-aged. This credit is for the purchase of beams for his home, which were previously built with wood, so that he may provide a better lifestyle for his children, who depend on the support of their father.
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El señor Eddy Manuel G., labora como vigilante de seguridad en el centro de capacitación Nicaragüense Alemán (CECNA), ha trabajado con Ceprodel durante un año y en ese lapso ha logrado mejorar las condiciones de su vivienda con el préstamo de Ceprodel.
Esta casado con cuatro hijos y dos de estos se encuentran en edad escolar.

El crédito solicitado es para la compra de perlines para su vivienda lo que anteriormente esta tenia cuartones de madera para su vivienda con el fin de darle un mejor estilo de vida a sus hijos que tanto requieren del apoyo de su padre.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,759,425
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Eddy Manuel home improvement and expansion.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 28, 2009
Jan 21, 2010
Currency Exchange Loss:
Jul 15, 2011