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Oscar Vicente
Mr. Oscar Vicente R. is 33 years old and lives with his family in the Buena Vista neighborhood. His wife works as a vendor, and he has an 8-year old daughter, who is in elementary school, and a 13-year old son. They have grown pineapples and basic grains for 12 years. One of the problems that he has faced in the last few years is draughts and insent infestation. He started his business thanks to agrarian reform. His father joined the cooperative and became involved in rural activities little by little. Oscar's plans include obtaining the necessary resources to diversify his products. This is why he needs the loan, which he will use to buy supplies like fertilizer to provide the necessary nutrients to his crops and improve his harvest. This will help improve the living conditions of his family.
View original language description ↓
El señor Oscar Vicente R., tiene 33 años de edad, habita con su familia en el Barrio Buena Vista, es acompañado y su mujer trabaja como comerciante, tiene una hija de 8 años la cual comienza a estudiar la escuela primaria y un hijo de13, ellos se dedican al cultivo de la piña y Granos Básicos desde hace 12 años, uno de los problemas que ha enfrentado en los últimos años, ha sido los problema de sequía y la afectación de plagas, inicio su negocio gracias a la reforma agraria, su padre se integro a la cooperativa y lo fue involucrando poco a poco a las actividades del campo, dentro de los planes que tiene son el obtener los recursos necesarios para diversificar su producción, para esto necesita de un préstamo con el que pueda comprar insumos tales como fertilizantes y brindarle los nutrientes necesarios a su cultivo y mejorar la cosecha, esto les traerá a la familia mejores condiciones económicas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,550
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Oscar Vicente purchase of agricultural supplies to maintain crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jan 14, 2010
Jan 21, 2010
Currency Exchange Loss:
Nov 15, 2010