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Saraí Del Carmen
Seven years ago, Saraí Martinez started a business selling clothes. She began offering her products in small quantities but today she has been able to greatly improve the conditions of her business. Now her establishment is well-stocked.

The loan she requested will be used to buy clothing for women, men, and children. She will also buy shoes to sell so that she can continue to improve the condition of her business.

View original language description ↓

Saraí Martinez se ha destacado por haber iniciado desde hace siete años su negocio y de venta de ropa ofreciendo pequeñas cantidades de ropa pero hoy en día ha logrado mejorar grandemente las condiciones por lo que ahora tiene más surtido el negocio.

Está solicitando un crédito para invertirlo en la compra de la ropa para damas, caballeros y niños. También comprará zapatos para la venta y así continuar mejorando las condiciones de su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Saraí Del Carmen purchase clothing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 20, 2010
Currency Exchange Loss:
Oct 20, 2010