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Sista is 46 years old and lives in the Karinwas district. She is seeking to refinance her loan from the institution AFODENIC. The loan will be invested in her local store in the same district where she lives, with the objective of expanding the inventory of her small business, and in this way satisfying her customers' demands. Doña Sista works together with her daughters and husband, attending to the sales collectively. She is known as a good customer of the financial institution. Her dream is to increase and diversify the products in her business and in this way increase her economic earnings and improve the living standards of her family. In her community she is considered an honorable person, responsible, progressive, hard working and with good Christian principles.
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Sista de 46 años de edad habitante de colonia karinwas, esta solicitando refinanciamiento de credito a la institucion de AFODENIC, para ser invertido en su pulperia en esa misma colonia, con el objetivo de aumentar su inventario de pequeño negocio, y asi sastifacer la demanda de su clientela. Doña sista trabaja en conjunto con sus hijas y su esposo atendiendo la parte de la venta de forma colectiva, ella se ha caracterizado por ser una buena clienta de esta financiera, su sueño es incrementar y diversificar los productos en su negocio de modo que sirva para aumentar las ganancias economicas y mejorar los niveles de vida en la familia, en su comunidad la consideran como una persona honrada, responsable, progresista, trabajadora y con buenos pricipios cristianos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sista purchase products for grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 21, 2010
Currency Exchange Loss:
Sep 15, 2010