A loan helped a member to buy shampoo, moisturizing lotions, and dyes, among other products for hair salons.


Os Lobos Group's story

Jefferson is married and the father of one child. His wife is unemployed. He has worked as a product distributor for over five years. Jefferson works as a service provider. He has a small space at home where he keeps his merchandise, and he goes out to sell on the streets and hair salons in the community.

In the future he plans to build a storage area to stock his products. With the help of the investors, he will buy shampoos, moisturizing lotions, and dyes, among other products for hair salons.

His dream is to buy a house and provide his daughter a good education at good schools.

Danilo is a small distributor of cosmetics, Lucas has a barber shop, and Everton will make improvements on his hair salon.

In this group: Jefferson , Danilo , Lucas , Everton

Translated from Portuguese by Kiva volunteer Kristin Fisher.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


Lenders and lending teams




Loan details