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Rourm T., 50, is married and lives with her two children in Battambong Province, Cambodia. Rourm is a skillful chef for wedding parties. She has to travel to many places in her province to provide her cooking services. She is able to generate an income of USD 8 per day to assist the family. Rourm has been in this business since 1996. Her husband (pictured here) helps his wife in the business, and when he is available, operates his motorbike as a driver, earning USD 5 per day.

Rourm and her family members work hard and help each other to ensure a good standard of living for their family. They are seeking to improve their businesses as well as meet the daily living expenses. As a result, Rourm T. is requesting a loan of US $1200 from CREDIT, Kiva’s partner. She wants to use the loan to rent a food stand at a local market to sell food. This is her first loan from CREDIT.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $39,918,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rourm to rent a food stand at the market to sell food.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 30, 2009
Jan 20, 2010
Currency Exchange Loss:
Jul 15, 2011