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Em H., 40, is married and lives with her five children in Siem Reap province, Cambodia. Em H. raises chickens and pigs, earning US $3 per day to help support the family. The family is also supported by her husband who helps her raise the animals at home, earning US $3 per day.

Em H. and her family members work hard and help each other to ensure a good standard of living for the family. They are seeking to improve their businesses as well as cover the necessary daily expenses. Em H. is requesting a loan of US $1000 from CREDIT, Kiva’s partner. She wants to use the loan to purchase more pigs and wood to build a pig cage. This is her first loan from CREDIT.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 96
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Em to buy pigs and wood to build a pig cage.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 23, 2009
Jan 19, 2010
Currency Exchange Loss:
Jul 17, 2010