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Tep C., 39, is married and lives with her five-year-old child in Kompongchnang Province, Cambodia. C. sells dessert and groceries at a local market in her village. She is able to earn an income of USD $3.00 per day to help cover the family's expenses. She has been in this business since 2006.

Her husband, who is a soldier, earns an income of USD $3.00 per day to help the family. C. and her family members try to work hard and help each other to ensure a good standard of living for the family. They are seeking to improve their businesses and to reduce their daily expenses.

C. is requesting a loan of US $1000 from CREDIT, a Kiva field partner. She wants to use the loan to purchase more groceries to stock her store. This is her second loan from CREDIT.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tep to buy groceries to sell.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 20, 2010
Currency Exchange Loss:
Mar 17, 2011