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Leonor Del Carmen
Leonor del Carmen López Hernández works as a Technical Supervisor of Computing at the Manuel Olivares Institute in Managua. She has school-age children and is married. She has worked with loans from CEPRODEL for the past year and in this time period she has invested the loans in improving her housing, thanks to the financing from CEPRODEL. She is an excellent client.

The loan she is requesting is to invest in buying construction materials such as zinc and metallic pieces to repair part of the roof of her house, which has been in bad condition. This will provide greater security and better living conditions for her children.

Leonor said thank you for the financing from CEPRODEL which has enabled her to improve her housing.
View original language description ↓
La Señora Leonor del Carmen López Hernández, Labora como Supervisora Técnica de Computación en el Instituto Manuel Olivares de Managua, ella tiene un hijos a su cargo, y este se encuentran en edad escolar, esta Casada, ha trabajado créditos con CEPRODEL durante un año, en este periodo de tiempo ha invertido un créditos en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL. ella es un cliente excelente.

El crédito solicitado es para invertir en la compra de materiales de construcción como: zinc y perlines, para reparar parte del techo de su casa de habitación por lo que el anterior se encontraba en mal estado.

Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Leonor dijo que gracias a los financiamientos otorgados por ceprodel ha podido mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Leonor Del Carmen to improve her housing and addition.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jan 7, 2010
Jan 20, 2010
Currency Exchange Loss:
Jul 15, 2011