Check out some available loans that are similar to this one!
Heberto Antonio
Mr. Heberto Antonio P. Medrana, works as a computer technician in the Manuel Olivares Rodriguez Institute of Managua. He is married and has three children, 2 still in school. He has received three loans from CEPRODEL for the last three years, and thanks to these loans offered by CEPRODEL, during this time he has invested the money in improving his home.
The loan he is asking for is to buy construction materials such as: stone, cement, and sand-to be used in building two walls of a room for his two youngest children.
Thanks to the loans that he has been granted by CEPRODEL, Heberto is able to offer a better and safer living standard for his children and to improve his home
View original language description ↓
El Señor Heberto Antonio P. M., Labora como Técnico de Computación A en el Instituto Manuel Olivares Rodríguez de Managua, el tiene tres hijos a su cargo, y dos de ellos se encuentran en edad escolar, esta Casado, ha trabajado créditos con CEPRODEL durante tres año, en este periodo de tiempo ha invertido tres créditos en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL.

El crédito solicitado es para invertir en la compra de materiales de construcción como: piedra, cemento y arena, para la construcción de dos paredes de un cuarto para sus dos hijos pequeños.

Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Heberto dijo que gracias a los préstamos otorgados por ceprodel ha podido mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Heberto Antonio to improve and enlarge his home.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jan 7, 2010
Jan 20, 2010
Currency Exchange Loss:
Jul 15, 2011