A loan of $1,725 helped a member purchase ingredients.

Lucerito De Jose Galvez Group's story

Jose Galvez Shining Star

The 10 members of the Jose Galvez Shining Star village bank continue to work very hard. Now, let's get to know this group a little better. Yulissa and Barbara will share their stories as small businessmen.

Yulissa is 30 years old; working everyday seling bread, cakes, and cookies was difficult since she didn't earn much money. She sold many of her goods on credit and her customers took a while to pay her. These difficulties motivated her to change professions and to sell ceviche and chica morada (a local drink) on the corner by her home; this has gone much better for her and she has earned more than she initially thought she would thanks to her good cooking and the fact that there is little competition where she sells. Currently, she works from a cart that she purchased with loans; she was also able to purchase new utensils, buckets, pots and a display case. She would like to continue to improve her business by purchasing a mobile kiosk to more easily serve her customers. She needs a loan to buy it, fix it up, and paint it. Her earnings help to pay the costs of raising her children as she would like to proviD. for them the best she can.

Barabara is 57 years old and sells anticuchos (cow heart kebabs) and picarones (fried pork) in a local park. She has been able to pay for the education of her two children through her business. She was forced to work when her husband passed away; before that, she had no need to work. Before she started selling anitcuchos, she sold school supplies but she didn't make much money. She decided to help her mother selling anticuchos (a Peruvian delicacy). She will use the loan to buy ingredients like: cow hearts, spices, cow stomach, skewers, etc. Her youngest son is studying to be a pharmacist; Barbara's brother supports him in his studies because her earnings are only enough to cover his food and their home expenses.

In this group: Bertha Lucia, Elizabeth Noemi, Cristina, Violeta Maria, Gloria Elvira, Isabel Barbara, Segura Emilia, Isabel Victoria*, Yulissa, Haydee*
*not pictured

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Translated from Spanish by Kiva volunteer Scott Crandall

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