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Roberto Etanislado
Don Roberto has been working for a year as a security guard for the City of El Coral Chontales. He has three dependent children who all attend the municipal high school. Roberto is a resident of the “Nueva Jerusalen” (New Jerusalem) neighborhood. His wife looks after children and takes care of the household chores during her days off as a farm laborer.

Don Roberto is known as a hard worker who fights for his children so that they lack nothing. With the loan requested from AFODENIC, he will purchase construction materials needed to install a lavatory so that his family can experience improved hygiene and better living conditions. His dream is to continue making these types of improvements for his family.

View original language description ↓
Don Roberto tiene un año de laborar como guarda de seguridad de la Alcaldia de el Coral Chontales, tiene tre hijos que dependen economicamente de el, todos estudian en colegio de ese municipio, es habitante del Barrio Nueva Jerusalen, su esposa se encarga de l cuido de sus hijos y de los quehaceres de hogar, en sus dias libre trabaja como agricultor, es un hombre bien trabajador que ha luchado para que sus hijos no les falte nada. Este crédito que esta solicitando a la institución de AFODENIC para invertirlo en construccion de los servicios higienicos, de esta forma tener mejores de higiene y asi mejorar las condiciones de vida de la familia .su sueño es seguir mejorando las condiciones de vida de sus familia y de su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Roberto Etanislado purchase materials needed to install a lavatory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Feb 15, 2011