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Jose David
Jose David has been working for a year as a technical operator for the city of El Coral. He recently got married and his wife is in charge of the household chores. Even though they do not have children, they have always been inclined to become parents.

This loan will be used to pay for a home improvement (construction of a lavatory). Jose David is known as a responsible, helpful, honest, and hardworking man who is always in high spirits and looks to improve personally and professionally. He enjoys his work and dreams of having stability, health, and a beautiful home.
View original language description ↓
Jose David tiene un año de laborar como tecnico operador de la Alcaldia del Coral, recientemente acaba de contraer matriminio, su esposa se encarga de los quehaceres del hogar a pesar que no tienen hijos ellos siempre estan al pendiente de sus padres, este crédito lo requiere para invertirlo en mejora de su vivienda (Construir los servicios Higienicos), se ha caracterizado por ser muy responsable, servicial, honesto y muy trabajador es un hombre con alto espiritud de superación personal y laboral, que ama su trabajo, su sueño es tener estabilidad, salud y una vivienda bonita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose David construction of a lavatory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Jan 20, 2010
Currency Exchange Loss:
Dec 15, 2010