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Caminando Juntas Group
In this Group: Rosa Del Carmen, Maria Salome, Vanessa, Cintya Daisy, Claudia, Alejandra Corina, Ricardo Marcos, Susi, Miriam Janet, Claudia
The group “Caminando Juntas” is represented by Rosa del Carmen and is comprised of 10 very hardworking members with similar trades. Nearly all of them have to do with cosmetology, including cosmetology booths, skincare, massage booths, juice and tea sales, jewelry sales, baking and selling pastries, hairdressing, and a beauty salon. The competition in the cosmetology market is increasingly aggressive, so each person has their own specialty. These partners can be even more competitive in this market with better capabilities and equipment. For this reason, they seek credit to acquire more modern machinery and tools to proviD. more specialized services. Some of the members wish to expand their stores to give their demanding clients more comfort and increase their earnings, which they will then use to improve their families' quality of life. Although this is their first loan cycle, the partners have previous experience with communal credit groups in institutions similar to Fundación Agrocapital, who they thank for their support and trust.
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El grupo “Caminando Juntas” esta representado por la señora Rosa del Carmen y compuesto D. 10 miembros, muy trabajadores las cuales tienen casi el mismo mercado D. ventas todas tienen mucho que ver con la cosmetología como gabinetes D. cosmetología y cuidado D. la piel, gabinetes D. masajes reductores, venta D. jugos y mates, venta D. joyas, elaboración y comercialización D. masitas, servicio D. peluquería y salón D. belleza. La competencia dentro del mercado D. la cosmetología es cada vez mas agresivo ya que muchas personas tienen un cuidado mas especial D. su persona, por lo que las socias deben ser capaces D. poder competir en el mercado con una mejor capacidad y mayor equipamiento es por esta razón requieren del crédito que servirá para la adquisición D. maquinarias y herramientas mas modernas para una atención mas especializada, algunas D. las socias desean ampliar sus tiendas para darles a sus clientes exigentes una mayor comodidad y mejorar así sus ingresos que se traducirán en una mejor calidad D. vida para sus familias. A pesar D. ser su primer ciclo las socias ya cuentan con experiencia en grupos comunales trabajando con créditos en instituciones similares a la Fundación Agrocapital con la cual están agradecidos por su apoyo y confianza.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Caminando Juntas Group's $2,500 loan helped a member operational capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 30, 2009
Jan 20, 2010
Currency Exchange Loss:
Aug 12, 2010