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Rafaela De Jesus
Sra. Rafaela de Jesús Calderón R. is a native of the department of Estelí. She will use this loan to purchase school supplies and pay for registration fees for her children. Rafaela does not have all the money to do this now, but she wants to enroll her children without facing any difficulties.

Rafaela is a teacher and has been working for the Ministry of Education for more than ten years. She has devoted her life to this profession as a result of her parents providing her with an education. Rafaela hopes this loan will solve her personal problems. She is a single mother with three children, but only two of them live with her and are in high school. The other one is attending university. Rafaella’s parents do not live with her and make their living in agriculture.

This is Rafaela’s first loan. She says she is grateful to CEPRODEL for its assistance in helping her solve her problems and looks forward to continue working with the Institution.

View original language description ↓
La señora Rafaela de Jesús Calderón R. es originaria del departamento de Estelí ella va usar el crédito para comprar lo útiles escolares y matricula de sus hijo solicita el crédito porque no tiene todo el dinero para hacerlo actualmente y desea matricular a sus hijos sin que ellos tengan ninguna dificultad

Rafaela es maestra y tiene mas de 10 años de estar trabajando para el ministerio de educación y toda la vida se a dedicado a esto desde que su padres le dieron su estudio ella espera que el crédito le sirva de mucho ya que resolverá sus problemas persónales Rafaela es madre soltera y tiene tres hijos pero solo dos están bajo su cargo estudiando actualmente el cual uno de ellos esta en al universidad y el otro en secundaria además sus padres no viven con ella ya que ellos se dedican a la agricultura este es el primer crédito que se le otorga a Rafaela y expresa que quedara agradecida con ceprodel por la ayuda que se le esta brindando ya que le ayudara a solucionar los problemas que tiene por ahora y desea seguir trabajando con ceprodel .

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Rafaela De Jesus pay for school supplies & registration fees for her children.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Jan 19, 2010
Currency Exchange Loss:
Oct 12, 2010