A loan of $1,100 helped a member to finance their activities.

Boox Xalat Group's story

Boox Xalat is a group of ten women who own businesses operating in various sectors. The group was set up just one year ago and it is chaired by Mrs Ndeye Fatou S., who has been an elementary school teacher for the past eight years. The group members are women of the same neighborhood. They help each other and share a strong feeling of cohesion for the greater good of their "private kingdom".

"Boox xalat" is a Wolof expression which means "sharing a common idea". The group joined the Thiès branch of the microfinance institution U-IMCEC and applies for a loan of 500,000 CFA francs. Each member will receive an identical share of the loan and use it to finance her business or personal family needs.

The chairwoman, Mrs Ndeye Fatou S., will use her loan for personal needs. She will invest it in the business of her sister-in-law who cannot take advantage of the institution's financial products due to lack of proper identification documents. Her sister-in-law sells couscous, which is in high demand in her neighborhood. Thanks to the loan, she will be able to purchase millet and ingredients needed to prepare couscous. Mrs Ndeye Fatou S. is highly respected by her peers thanks to her generosity. She is the mother of two children, aged 4 and 2. She herself is 32 years old.

All the other group members, however, will use their loan share to finance their own activities. Mrs Boye M. (the group's treasurer) sells perfume and soap, Mrs Awa D. (the general secretary) sells cloth, Mrs Khady N. sells fish, Mrs Aïssatou F. sells soap, Mrs Marie F. sells cosmetics, Mrs Sokhna L. sells breakfasts, Mrs Rokhaya D. sells ice cream, Mrs Ndeye Fatou D. sells fataya (beef or fish pasties), and Mrs Maguette F. sells perfume.

In this group: Ndeye Fatou, Boye, Awa, Maguette, Khady, Aïssatou*, Marie*, Sokhna, Ndeye Fatou, Rokhaya
*not pictured

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Translated from French by Kiva volunteer Robert Mouris

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