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Jawad is a 44-year-old man who lives in Tyre in southern Lebanon. He lives with his wife and their four children. Jawad has been working in construction for a few years now. He actually owns an excavator that he uses for his work. He requested a loan from Al Majmoua in order to purchase fuel for his excavator. Jawad has been a microcredit client for eight years now, and he has always paid on time.

Jawad's clients are mainly construction workers. When Jawad first started his work, he wasn't really known by the people in his region. He decided on doing his own business, because he wanted to have independent work. In the future, he plans on improving his work.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 44
    View loans »
    Lebanon Loans Fundraising
  • $19,495,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jawad to purchase fuel for his excavator.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2010
Jan 19, 2010
Currency Exchange Loss:
Feb 15, 2011