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Nao's Group
In this Group: Nao, Naem, Ren, Lun, Im, Sophorn, Khim, Sreiny, Sokhorn, Yon, Thai, Srey Nan, Sinat, Saret, Yorn, Vatt
The village bank loan which consists of sixteen people is located in Preak Khmaer village in Kandal province. Mrs. Nao S. is the group leader who has been selected by the members and they will all use the loan for different purposes. She is a vegetable seller and her husband, Mr. Tub Yuon, is a farmer who owns a small piece of land to cultivate rice to support their family. In the field, Mrs. Nao S. faces a problem because the soil is infertile, but she does not have money to purchase fertilizers. Thus, Mrs. Nao S. decided to request a loan to buy fertilizers and expand her vegetable business. She is a mother of three children; one is a security guard, one is a farmer, while the other is a student in secondary school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 200
    View loans »
    Cambodia Loans Fundraising
  • $39,862,000
    Funds lent in using Kiva
  • 4,155.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nao's Group's $2,150 loan helped a member to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 19, 2010
Currency Exchange Loss:
Jan 15, 2011