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Hen K., 23, is married and lives with her only child in Siem Reap Town, Cambodia. K. is a housewife, while her husband is a recycler who travels everywhere in the province to collect and buy recycling materials. He has been in this business since 2006. K. and her family members work hard and help each other to ensure a good standard of living for the family, and they are seeking a loan to improve their business.

K. is requesting a loan of US $1200 from CREDIT, Kiva’s partner. She wants to use the loan to purchase a motorbike and more recycling materials. When asked, K. said that the motorbike will help her husband transport his materials to sell at a factory so he can generate more income for his family. This is her second loan from CREDIT.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hen buy a motorbike and recycling materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2010
Jan 18, 2010
Currency Exchange Loss:
Dec 16, 2010