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Julio Cesar
Our member, JULIO CESAR, belongs to the “INTIWATANA” cooperative bank. He lives in Pisac, which is situated 40 minutes from the city of Cusco, in the Calca province. It is a small town that has inherited some beautiful Incan constructions, and is an obligatory visit for tourists who travel to see Cusco.

Julio is 40 years old, married, and has three children ages 13, 11 and 6. He dedicates himself to retail sales, working together with his wife to sell handicrafts. They have a store located in the main plaza of the town of Pisac, where they have been selling ceramics, quartz stones, and clay pottery for the past 15 years.

They are requesting a loan to reinvest into their business as working capital. They need to buy various colors of stones to sell to other craftspeople that dedicate themselves to making jewelry, and need the stones to make pendants, necklaces, rings and other works in silver and alpaca.

Our member values and appreciates access to credit via this means, and likewise commits to pay the loan back within the established schedule.
View original language description ↓
Nuestro socio JULIO CESAR, pertenecen al banco comunal “INTIWATANA”, El socio vive en Pisac situado en la provincia de Calca departamento de Cusco, está a 40 minutos de la ciudad, es un pequeño pueblo heredero de unas bellas construcciones incas, aquí lugar obligado de paso para todo aquel turista que visita la ciudad del Cusco.

Nuestro socio tiene 40 años de edad, el es casado y tiene tres hijos de 13, 11 y 6 años de edad; el socio se dedica al comercio minorista, el trabaja junto a su esposa en la realización de artesanía, ellos tiene una tienda en la plaza principal del pueblo de Pisac y venden cerámicas, piedras cuarzos, huacos, desde hace 15 años, ellos solicitan el préstamo para reinvertir en su negocio como capital de trabajo. Ellos necesitan compras piedras en diferentes colores para que los otros artesanos que se dedican a la realización de joyas compren las piedras para elaborar pendientes, collares, anillos y otros trabajos en plata y alpaca.

Nuestro socio valora y agradece el préstamo y la oportunidad brindada mediante este medio, así mismo se compromete en cumplir con el pago de su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Julio Cesar to purchase raw materials, stones and quartz, to make jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 19, 2010
Currency Exchange Loss:
Mar 15, 2010