A loan of $2,325 helped a member operating capital for various agricultural businesses.


El Control (Cuenca) Group's story

The Communal Bank “El Control” is located in the region of Punta Corral, which is located 15 minutes away from the city of Cuenca. It is a community where people can enjoy its natural beauty. The inhabitants of this area grow crops and raise animals in order to earn a living.


Carmelina R. is a member of the Communal Bank “El Control” and lives in the region of Punta Corral. She is 45 years old and divorced her first husband after 18 years of marriage because of his irresponsibility. They had five children who range in age from 20 to 26 years of age. They all work and help with the household expenses. Carmelina and her current husband have four children (ages 16, 14, 13, and 10). The older children and her husband help with maintaining the household. Carmelina’s husband works as a construction supervisor. As a result of the efforts of the entire family, they have been able to build their own home.


Carmen is a vegetable merchant who grows her own produce as needed when she is not able to acquire merchandise in bulk. She sells at the open air market on Wednesdays, Saturdays, and Sundays. Carmen has been in this business for twenty years and says that sometimes she sells all of her inventory and other times has to return almost everything. She joined the Communal Bank four years ago, but she left the group and returned for the last two loan cycles offered by the Institution. The loans have benefited her family and have helped them get ahead. She will use her new loan to purchase vegetable seeds to grow tomatoes, onions, carrots, etc. Her dream is to see all of her children study and improve day after day.


Mary M. is one of the more cheerful members of her Communal Bank. She lives in the region of Punta Corral with her four year old son and her husband who works as a mason. They do not have their own home, so they live with her mother and contribute toward the household expenses. Mary divides her time between being a mother, wife, and homemaker. She raises pigs to sell at the livestock fair and to neighbors in her community. This is the first loan cycle that she is participating in with the Communal Bank and will use her loan to buy piglets, feed, and vitamins. Her goal is to raise more pigs.

In this group: Blanca Yolanda, Carmelina Soledad, Mayra Alejandra, Rosa Matilde, Julia Natividad, Mary Verónica, Sandra Ximena, Maria Lusmila, Gloria Priscila

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Translated from Spanish by Kiva volunteer Ronan Reodica


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