The members have different businesses such as food sales, general store, firewood, vegetables, fruits and clothing.
As an example, Martha lives with her partner, is 36 and has four children, her general store is in her house and she sells general merchandise, vegetables, meat, she also works in agriculture in her lands located in the jungle.
Diana on the other hand, is single, 30, has two children and sells beauty products through catalog, her sales are both retail and wholesale. Diana has a project to open a restaurant.
The members need different loan amounts in soles currency such as $300, $600, and $1,050 for a total of $8,550 soles in loans from the Community Bank.
Their loans will be invested in purchasing rice, sugar, paper, firewood, meat, assorted clothing, fruits, vegetables.
The members’ dreams are that their children become professionals, have a business of their own, increase their income and purchase more displayers for their store.
Las socias realizan diferentes negocios como L. venta D. comidas, abarrotes en general, leña, verduras, frutas, ropas.
Como es el caso D. L. señora Martha que es conviviente, tiene 36 años y 4 hijos, Martha tiene una tienda en su casa en donD. venD. abarrotes en general, verduras, carnes, además se dedica a L. agricultura en sus tierras D. L. selva.
Mientras que Diana es soltera, tiene 30 años y 2 hijos, Diana venD. productos D. belleza por catalogo sus ventas son al por mayor y menor. Diana tiene proyectado aperturar un restaurante.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 1050 soles haciendo un total D. 8,550 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. arroz, azúcar, papeles, leña, carne, ropa variada, frutas, verduras.
Los sueños D. las socias son que sus hijos sean profesionales, tener un negocio propio, aumentar sus ingresos y comprar mas exhibidores para su tienda.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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