A loan of $1,100 helped a member to invest in her business.


Afde Group No. 1's story

L'Association des Femmes pour le Developpement d'Entreprises (Association of Women for Business Development) is a cooperative of small-scale traders working in Thies, a city about 70km from Dakar. The association was founded in 1993 by 20 entrepenurial women as a cooperative to increase their purchasing power and organize a tontine. A tontine is a revolving group loan in which each member contributes a small amount to a daily fund, with a different member financed each day. The tontine has evolved to more formal group loans through UIMCEC. For such loans, the members are split into five-member groups, with a designated president and treasurer. These sub-groups may be the same for many years, but often change members depending on financing needs and other considerations. The AFDE organizes monthly member meetings and runs a cooperative for its members, allowing them to buy rice and other staples at a better price. The association's President is Ms. Mame Diarra M..

This is the second loan for AFDE Group No. 1 to be financed through Kiva. Ms. Mame Diarra M., 49, is the president of the AFDE, as well as the sub-group AFDE No. 1. She sells second-hand clothing in the loumas (weekly markets) around Thies. As president of the association, she does not have much time to make it to the markets these days, but has a family member take her place. She is married and has eight children. Ms. D., 53, is an experienced tailor. She has been in the business for over 30 years since receiving her professional diploma. As a secondary activity, she sells palm oil, peanut paste and coffee. She says tailoring is her passion, but she must supplement her income for her family of ten. Each group member will use their 100,000 FCFA to bolster their small commerce. Ms. Kairé and Ms. Sané sell fresh vegetables. Ms. D. sews pillowcases which she then sells.

In this group: Mame Diarra, Ndeye Ndella, Khady, Fatou, Mbene
*not pictured



Loan details


Lenders and lending teams



Loan details