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Hong M., 37, is a widow and lives with her two school-aged children in Dangkao, Cambodia.

M. is involved in the business of selling groceries and she is able to earn an income of US$10 per day to help cover the family expenses. She has engaged in this business since 2007.

M. and her family members try to work hard and help each others to ensure a good standard of living for the family and they are seeking to improve their businesses as well. As a result, M. is requesting for a loan of US$1,000 from CREDIT, Kiva’s partner. She wants to use the loan to buy more groceries to stock her store. This is her first loan from CREDIT.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hong to buy more groceries to stock her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 6, 2010
Jan 17, 2010
Currency Exchange Loss:
Nov 15, 2010